Personal Accident Coverage

What is Personal Accident Insurance

Personal accident insurance provides essential coverage against accidental injuries. With it, you can get reimbursed for medical expenses resulting from accidents, hospitalization benefits that help pay for alternative treatments, and (should accidental death occur) a lump sum payout.

The benefits of a PA cover

• Additional Coverage – This includes much of what might not be covered by health insurance, such as rehabilitation, and is a great way to supplement existing coverage.

• No Medical Underwriting – If you’ve been refused life insurance in the past for whatever reason, personal accident insurance is a great option as it usually does not require any medical underwriting.

• Inexpensive – Policies can be incredibly inexpensive due to factors like where you live and how much coverage you want. Additionally, personal accident insurance is an appealing offer for when traditional coverage is too expensive.

• You’re Self-Employed – If you’re self-employed, you may not have sick leave; personal accident insurance could protect your finances during that time.

• Peace of Mind – Taking up scuba diving in your golden years? Want to hike the Appalachian Trail?

Personal Accident Cover Quote

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